Terms Of Use

Effective Date: 1 June 2024
These Terms of Use govern the use of the services provided by fineprintchecker.ai, a product owned and operated by Energise Capital Pty Ltd (ABN: 62126264453). By accessing or using the fineprintchecker.ai website and services, you agree to be bound by these Terms.
1) Overview of the Service
fineprintchecker.ai provides an AI-powered service designed to assist users in understanding the fine print of their insurance policies. Users can upload their insurance documents, and the service delivers plain-language explanations and insights into their coverage, exclusions, and potential issues.
fineprintchecker.ai provides general advice based on the uploaded documents and does not replace professional legal, financial, or insurance advice. The scope and features of the service may evolve over time.
2) User Responsibilities
By using fineprintchecker.ai, you agree to:
  • Provide accurate and complete insurance policy documents.
  • Ensure that the information you provide is true, correct, and up-to-date.
  • Use the service for lawful purposes only and in compliance with these Terms.
You understand that fineprintchecker.ai does not guarantee the accuracy of the AI-generated insights and that the service is intended to provide general advice only, not specific or personalized legal or financial recommendations.
3) Service Limitations
fineprintchecker.ai is an automated service using AI technology to analyze and summarize insurance policy documents. However:
  • The service may not guarantee 100% accuracy in analyzing the policies.
  • The service does not offer specific recommendations regarding insurance providers or products.
  • The AI-generated advice is general in nature and should not be relied upon as a substitute for professional legal or financial advice.
  • fineprintchecker.ai is not liable for any errors, omissions, or potential misinterpretations that may result from using the service.
  • Users are responsible for ensuring they seek appropriate legal or financial advice for complex or significant insurance matters.
4) Data Usage and Privacy
We respect your privacy and protect your personal data. By using the service, you agree to the collection and use of your personal information as outlined in our Privacy Policy. Specifically:
  • The insurance policy documents you upload and any personal information you provide will be securely stored and used solely for delivering the services.
  • Your data may be processed by third-party providers, including AI service providers and software platforms, to enable the features of fineprintchecker.ai. These third parties are bound by strict data privacy and security obligations.
For more information, please refer to our full Privacy Policy.
5) Subscription and Payment
fineprintchecker.ai offers its services through subscription-based memberships, with varying tiers that may change over time. By subscribing to any membership plan, you agree to:
  • Pay the applicable fees for the selected membership.
  • Authorize us to charge the payment method you provide for the subscription fees.
6) Cancellation Policy:
  • You can cancel your subscription at any time, but cancellations will take effect only at the end of the current subscription period.
  • Refunds are generally not provided, except in special circumstances, which will be reviewed on a case-by-case basis.
The details of the current subscription tiers and payment terms are available on the fineprintchecker.ai website.
7) Cancellation and Refunds
If you choose to cancel your subscription, you must provide written notice via email to the contact email below. The cancellation will take effect at the end of your current subscription period, and no further charges will be made for subsequent periods.
Refunds are not typically provided for unused services or partial subscription periods unless exceptional circumstances arise, at the sole discretion of fineprintchecker.ai. To request a refund, you may contact us using the contact email below.
8) Limitation of Liability
fineprintchecker.ai is provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. While we strive to provide accurate and useful insights, we do not guarantee the completeness, reliability, or accuracy of the service.
To the maximum extent permitted by law, fineprintchecker.ai and Energise Capital Pty Ltd are not liable for:
  • Any errors, omissions, or inaccuracies in the AI-generated advice;
  • Any loss or damage arising from your reliance on the service;
  • Any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the service.
Your use of the service is at your own risk, and we recommend consulting with a qualified legal or financial professional for any specific issues related to your insurance policies.
9) Intellectual Property
All content, trademarks, logos, and materials provided on fineprintchecker.ai, including the AI chatbot technology, are the intellectual property of Energise Capital Pty Ltd or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the service for personal and non-commercial purposes only.
You may not copy, modify, distribute, sell, or license any of the intellectual property without prior written consent from Energise Capital Pty Ltd.
10) Changes to the Service and Terms
fineprintchecker.ai reserves the right to modify, update, or discontinue the service or any part thereof at any time without notice. Similarly, we reserve the right to amend these Terms at any time. Significant changes to the Terms will be communicated to users via email or posted on our website.
Your continued use of the service after any changes have been made constitutes your acceptance of the revised Terms.
11) Governing Law
These Terms are governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising from or related to these Terms or your use of the service will be subject to the exclusive jurisdiction of the courts of New South Wales.
12) Contact Information
For any questions, complaints, or requests, please contact us at:
  • Email: hello@fineprintchecker.ai